Bond Calculator

Calculate bond prices, yields, and returns

Last updated: August 2026

Bond Details

£
%
years
%
Bond Price
£1,039.91
Premium: 3.99%
Current Yield
4.81%
Annual return

Bond Metrics

Coupon Payment£25.00 per period
Annual Coupon£50.00
Total Coupon Payments£500.00
Capital Gain/Loss£-39.91
Total Return£460.09

Yield Analysis

Coupon Rate
5.00%
Fixed rate
Current Yield
4.81%
Annual income
Yield to Maturity
4.50%
Total return

Understanding Bond Pricing

When market interest rates rise, bond prices fall, and vice versa. A bond trades at a premium when its coupon rate exceeds market rates, and at a discount when below market rates. UK government gilts are considered low-risk benchmarks for British investors.

Reviewed by

, LLM (UK), CFP®, CIM®, PFP®. Financial planner with 18 years in banking and wealth management, holding a UK master of laws and the Canadian CFP®, CIM® and PFP® designations. Writes and reviews every calculator and article on FinanceToolz.

Last updated: August 2026. How figures are sourced, reviewed and corrected is set out in our editorial policy. This is general information, not regulated financial advice.

Sources

Every rate and threshold used by this calculator is taken from the official pages below. If a figure here disagrees with one of these, the official page is right, please tell us.