State Pension Calculator
Check when you'll get your State Pension and estimate how much you'll receive
Last updated: May 2026 · 2026/27 (full new rate £241.3/week from 12 April 2026)
Date of Birth
Current age: 46
NI Record
Check at gov.uk/check-state-pension
Workplace pension pre-2016
Your State Pension Age
68 years
Claim from June 2048
Time until pension
22 years
On Track for Full Pension!
35 qualifying years = 100%
Qualifying Years Progress
20
Complete
+15
To Add
Triple Lock
State Pension rises each April by the highest of:
2.5%
Minimum
CPI
Inflation
Wages
Earnings
Understanding State Pension
Key Facts
- • Full rate: £241.3/week (2026/27)
- • Need 35 years for full amount
- • Need 10 years minimum to qualify
- • Paid every 4 weeks
Qualifying Years
- • Work and earn above £6,396/year
- • Get NI credits (caring, unemployed)
- • Claim Child Benefit for under 12s
- • Pay voluntary contributions
Automatic Credits
- • Child Benefit (child under 12)
- • Carer's Allowance
- • Jobseeker's Allowance
- • Employment and Support Allowance
Apply For
- • Grandparent Childcare Credits
- • Carer's Credit (20+ hrs/week)
Rates shown for 2026/27 (£241.3/week full new State Pension, from 12 April 2026)
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