Dividend Tax Calculator

Calculate tax on dividend income for 2026/27 tax year

Last updated: August 2026 · 2026/27 tax rates

Your Income

£

From shares, funds, or company

£

Salary, pensions, rental, etc.

Scottish taxpayer?

Different income tax bands

2026/27 Rates

Dividend Allowance£500
Basic Rate (10.75%)Up to £50,270
Higher Rate (35.75%)£50,270 - £125,140
Additional (39.35%)Over £125,140

Total Dividend Tax

£1,021

On £10,000 dividends

Effective Rate

10.2%

Gross Dividends
£10,000
Tax Due
£1,021
Net Income
£8,979

Tax Calculation Breakdown

Total Income£40,000
Personal Allowance Used0
Dividend Allowance Used500
Taxable Dividends£9,500

Tax by Band

Basic Rate (10.75%)£9,500
Tax:£1,021

Key Information

Marginal Rate

10.75%

Tax on next £1 of dividends

Personal Allowance

£12,570

Full allowance

Self Assessment Required

You must complete a Self Assessment tax return as your dividend tax exceeds £1,000. Deadline: 31 January following the tax year.

Understanding Dividend Tax

Definition

Dividends are payments made by companies to shareholders from their profits. They're a way of distributing profits to investors who own shares in the company.

Sources of Dividends

  • • Shares in UK or foreign companies
  • • Investment funds/unit trusts
  • • Open-ended investment companies (OEICs)
  • • Your own limited company

Tax-Free Dividends

  • • Dividends in ISAs
  • • Dividends in pensions
  • • First £500 (dividend allowance)
  • • Amount within Personal Allowance

Tax Calculation Order

  1. Your other income (salary, pension, etc.) is taxed first
  2. Any unused Personal Allowance (£12,570) applies to dividends
  3. Dividend Allowance (£500) is deducted from remaining dividends
  4. Remaining dividends are taxed at dividend rates based on your income band

Basic Rate

10.75%

Total income £12,570 - £50,270

Higher Rate

35.75%

Total income £50,270 - £125,140

Additional

39.35%

Total income over £125,140

Tax year 2026/27 (6 April 2026 - 5 April 2027) | Dividend Allowance: £500 | Rates: 10.75%, 35.75%, 39.35%

Reviewed by

, LLM (UK), CFP®, CIM®, PFP®. Financial planner with 18 years in banking and wealth management, holding a UK master of laws and the Canadian CFP®, CIM® and PFP® designations. Writes and reviews every calculator and article on FinanceToolz.

Last updated: August 2026. How figures are sourced, reviewed and corrected is set out in our editorial policy. This is general information, not regulated financial advice.

Sources

Every rate and threshold used by this calculator is taken from the official pages below. If a figure here disagrees with one of these, the official page is right, please tell us.