Northern Ireland: tax and money calculators for 2026/27
Northern Ireland uses UK income tax, National Insurance and Stamp Duty Land Tax, so most calculators on this site work for NI without any changes. The differences are in local taxes, where NI has domestic rates instead of council tax, in student finance, and in parts of employment law, which Northern Ireland legislates for separately.
Last updated: October 2026
Calculators for Northern Ireland
Northern Ireland Rates Calculator
NI domestic rates from capital value for all 11 councils, with Lone Pensioner Allowance and discounts.
Stamp Duty Calculator
SDLT for England & NI with post-April-2025 bands, plus Scotland LBTT and Wales LTT.
SDLT applies in Northern Ireland exactly as in England.
First-Time Buyer Stamp Duty Calculator
First-time buyer SDLT in England and NI, with the eligibility check and the cliff edge just over £500,000.
Plan 1 Student Loan Calculator
Plan 1 repayments over the threshold, plus the 25-year or age 65 write-off for older loans.
Redundancy Pay Calculator
Statutory redundancy pay by age and service, plus tax on enhanced pay, PILON and holiday pay.
Tick "I work in Northern Ireland" to use the NI weekly pay cap.
Salary Calculator
Annual, monthly and weekly take-home pay after PAYE, NI, pension and student loan.
Income tax and NI in Northern Ireland are the same as in England.
Statutory Sick Pay Calculator
SSP from day one under the April 2026 rules: weekly and daily rate, total pay and weeks left.
Maternity Pay Calculator
Work out SMP, paternity pay or Maternity Allowance with key dates and a week-by-week pay schedule.
SMP and SPP are the same in NI; paternity leave still needs 26 weeks' service.
What is different in Northern Ireland
How the main taxes and allowances compare with the rest of the UK.
| Area | Northern Ireland | Elsewhere in the UK |
|---|---|---|
| Income tax | Same as England | Scotland has its own bands |
| Property purchase tax | SDLT, same as England: 0% up to £125,000, first-time buyers £300,000 | LBTT in Scotland, LTT in Wales |
| Local property tax | Domestic rates, based on capital value | Council tax, based on 1991 (2003 in Wales) value bands |
| Student loans | Plan 1: 9% above £26,900 | Plan 2 or Plan 5 in England, Plan 4 in Scotland |
| Statutory redundancy pay | Weekly pay capped at £783 | Capped at £751 in Great Britain |
| Statutory Sick Pay | Same April 2026 changes as Great Britain: paid from day one | UK-wide |
| Paternity leave | 26 weeks' service still needed for the leave | A day-one right in Great Britain from 6 April 2026 |
| Bank and public holidays | 10 a year, including St Patrick's Day and 12 July | 8 in England and Wales, 10 in Scotland |
| Holiday for irregular hours | Own working time rules; the GB 12.07% accrual method is not confirmed for NI | 12.07% of hours worked (GB, from April 2024) |
Guides
Domestic rates in Northern Ireland explained: how your bill is worked out and 7 ways to pay less
How Northern Ireland domestic rates are worked out for 2026/27, with examples for three councils and seven ways to cut the bill, from reviews to allowances.
Buying a home in Northern Ireland: stamp duty, rates, mortgages and Co-Ownership
A 2026 guide to buying a home in Northern Ireland: SDLT for first-time and other buyers, budgeting for domestic rates, mortgage affordability and Co-Ownership.
Working in Northern Ireland: how your employment rights differ from Great Britain in 2026
Employment law is devolved in NI. How paternity leave, flexible working, redundancy pay, holidays and dismissal rules differ from Great Britain in 2026.
Redundancy in 2026: Your Rights, Statutory Pay and How to Negotiate a Better Package
Facing redundancy in 2026? Your rights on consultation, selection and notice, the £751 weekly cap, how a package is taxed, and how to negotiate a better deal.
Frequently asked questions
Is there council tax in Northern Ireland?
No. Northern Ireland has domestic rates instead. Your bill is based on the capital value of your home, multiplied by a regional rate and your district council's rate, with allowances for some pensioners and disabled people.
Do I pay stamp duty in Northern Ireland?
Yes. Stamp Duty Land Tax applies in Northern Ireland exactly as in England, including first-time buyer relief up to £500,000 and the 5% surcharge on additional homes.
Is income tax different in Northern Ireland?
No. Northern Ireland uses the same income tax rates and bands as England, and the same National Insurance.
Which student loan plan are Northern Ireland students on?
Students from Northern Ireland are usually on Plan 1, repaying 9% of income above £26,900 a year.
Is redundancy pay different in Northern Ireland?
The formula is the same, but the weekly pay cap is set separately: £783 a week in Northern Ireland against £751 in Great Britain.
Reviewed by Alexandre Bernier, LLM (UK), CFP®
Educational tool: estimates only. Not individual financial, investment, tax or legal advice. Using it does not create an adviser-client relationship. Rules and figures change; check them against current HMRC and GOV.UK guidance and speak to a qualified professional. Editorial policy →